This Monday I e is on 02-08-2021 our honorable prime minister Shri Narendra Modi ha launched a new type of digital payment method called e-RUPI. Which is developed by the National Payments Corporation of India(NPCI). E-RUPI is a cashless digital payment based on the SMS string method or QR code. Where a beneficiary can receive a specific voucher that can be used by the receiver to redeem at times without involving the need for cash. It was introduced to ease the transaction gateways as well as to increase transparency and reducing of misuse. NPCI the body behind the development of the UPI payment gateway created this system. Let us see how this new digital currency method works.
What is e-RUPI?
So e-RUPI is a digital electronic voucher and contact-less payment that can be used as a cashless tool. This is simply a type of gift voucher that you see on Amazon and Flipkart where they can be redeemed to buy the things you like. In the same way, e-RUPI is prepaid and pretty much eliminates the need for the intermediary like a payment gateway between the service providers and consumers. This also reduces or tries to eliminate the frauds and scams that happen with typical bank and account payments as this is a one-time payment method. This helps in making things simple for the consumers because they can have the voucher delivered to their phone through a QR code or by receiving a stringed SMS code. That can be redeemed without having to wait for the payment gateway to make the payment go through like UPI. The PM office also stated that these Vouchers can be used by private sectors can leverage this system to improve their social welfare and corporate social responsibility.
What are benefits of using e-RUPI ?
Next, the benefits of using e-RUPI are endless as stated by the PM. As India has been shown very promising results that we Indian’s are very adaptive to new technology, and as per recent statistics, We are very much used to doing online payments compared to developed countries like China or America. And this also helps in delivering the social welfare benefits to the people securely and increases the transparency of the government. By minimizing the leakage and helping the poor to receive the funds. This comes after the great success of widely used UPI and also due to the celebration of Amrit Mahotsav this year. As we are celebrating 75years of independence. This also helps the poor to use the Vouchers for their needs to purchase as cash can’t be given this greatly also helps in preventing them to spend it on different things. E-RUPI is banking its success on the use jam system where most people have their mobile number and aadhar are linked this also contributes to this in case. If misuse or fraud is detected and helps the authority to trace and inturn recovering the voucher.
Scope
eRUPI will ensure that the money is being used for the purpose for which any help or any benefit is being provided. As observed by our Prime minister and added that. Today we are seeing technology as a tool to help the poor and, a tool for their progress. Let us know how this new method helps us in the comments below.
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76 thoughts on “E RUPI Digital Payment Solution, Benefits, Indian Digital Currency How eRUPI Works, Vouchers”
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